Bands for Charity

Fundraising terms & fees

These terms add to the No Cover Terms of Use and Privacy Policy.

Who receives donations

On a campaign for the organizer's own cause, every donation goes to the organizer — the band, venue, business or person who started it — through their own Stripe account.
On a charity campaign, every donation goes directly to the charity through the charity's own Stripe account. Only charities No Cover has verified can be chosen.
No Cover does not hold campaign funds. Recipients keep what is raised even if a campaign doesn't reach its goal, and organizers are responsible for describing the campaign accurately.

10% of each donation is designated for In Tune Foundation, which helps musicians with medical bills. No Cover may set a different share for a campaign when it approves it; the campaign's share is always shown on its page and before you pay.
The share is a percentage of each gross donation. A donation keeps the share in effect when it was made, even if the campaign's share changes later.
Designated amounts are reported to the foundation as donations come in and are marked as paid only once the foundation has actually received them.

No Cover's platform fee is 5% of each donation. A campaign keeps the fee in effect when it was approved.
Card processing of 2.9% + 30¢ per donation is deducted from what the organizer receives.
Every campaign's breakdown is shown on its page and before you pay.
Donations can be from $5 to $10,000.

Organizers can offer gifts for donations of a set amount: a thank-you, an item they mail you, or a free ticket to one of their shows. The organizer is responsible for delivering their gifts.
For an item, your mailing address is shared only with the organizer, to send it. A ticket gift goes straight into your No Cover account, so it needs one.
If a donation with a gift is refunded, the gift is cancelled — including a ticket it gave.

A band or venue can give part of every ticket to one of its shows to its campaign — a percentage of the ticket price or a set amount per ticket, shown on the event page.
That part goes to the campaign like a donation, with In Tune Foundation's share. No platform fee or card processing comes off it; the ticket already paid those. If a ticket is refunded, its part comes back out of the campaign.

Donations to an organizer's own cause are not tax-deductible. They are gifts to the organizer, not contributions to a registered charity.
Donations on a charity campaign are paid directly to that charity. Whether a gift is deductible depends on the charity and your situation — ask the charity for a receipt. No Cover does not issue tax receipts.
Organizers may owe tax on what they raise for themselves. Stripe provides tax forms to account holders where required.

Refund requests are reviewed by No Cover case by case. An approved refund goes back to the original card, and the organizer's and the foundation's shares of it are returned.
Contact No Cover through the help center about a donation or a campaign you're concerned about. Campaigns can be paused while No Cover looks into a report.

Every campaign is reviewed before it goes live. No Cover may decline, pause or end a campaign that is misleading, unlawful or outside the music community.
Organizers must be able to use the funds as described and must not misrepresent who benefits.